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the Let’s Pair! Compare



  • the Let’s Pair! Compare
  • “Industry Funds” – Compare the pair
  • Not all super funds are the same
  • moment most of us normal people dread- when our most together mate lets us know The original compare the pair was a work of genius. If you'd switched to an Industry SuperFund 15 years ago, on average you'd be around $47, better off than in a retail super fund. And even if you'd only. See the difference for yourself. Over the past 15 years, the average Industry SuperFund has delivered over $47,* more than the average retail super fund.

    the Let’s Pair! Compare

    Share this lesson plan. Download lesson plan Contents Contents: Thank you for your input. Standards Mathematics Kindergarten K. Standards Mathematics Kindergarten MG. Standards Mathematics Grade 1 h. No standards associated with this content. Standards Mathematics Foundation Phase 2. Which set of standards are you looking for? Tell students that we are now enjoying the season of spring. Ask students to brainstorm a list of things that come to mind when they think about spring such as sunshine, flowers, rabbits, and Easter eggs.

    Draw students' ideas on a piece of chart paper to be used later in the lesson. Title this chart paper "Spring Things. Draw a picture of two baskets on the board.

    Draw two eggs in one basket and four eggs in the other basket. Explain to students that we are going to compare these objects. Compare means to look at two or more objects and see what is the same and different about them. Tell students that we are going to compare the amount of eggs.

    Write on the board, "Which has more? Post a piece of chart paper titled "Let's Compare" on the board, and write, "Which has more? Ask students to think of other ways we can compare two objects. Write these ideas on the chart paper and save it to use later in the lesson. Project the Comparing Two Things worksheet onto the board. Draw students' attention to the example at the top of the paper with the drawings of the two carrots and the writing "Which is longer?

    Therefore, the top carrot has been circled. Complete the remainder of this worksheet as a class. Tell students that the creator of this worksheet drew two spring-themed pictures and asked a question comparing the two objects.

    Explain that this is what they will be doing today during Independent Work Time. Having completed the worksheet as a class, ask students if they can think of any more ways to compare things that can be added to the "Let's Compare" chart paper. Independent working time 20 minutes. Tell students that they will now create their own spring-themed comparison worksheet for one of their classmates to complete. Tell students to draw at least four comparison pictures. While it is important to avoid paying unnecessarily high fees on your super, it is even more important to look at net benefit.

    Net benefit is a fancy term for investment performance minus fees and taxes, so better net benefit means you will have more money in your super account. Compare the net benefit of the average Industry SuperFund against the average retail super fund over the past 3, 10 and 15 years here to see the difference for yourself.

    Comparisons modelled by SuperRatings, commissioned by ISA and shows average differences in net benefit of the main balanced options of 16 Industry SuperFunds and retail funds tracked by SuperRatings, with a 3 funds , 10 73 funds and 15 45 funds year performance history, taking into account historical earnings and fees — excluding contribution, entry, exit and additional advisor fees — of main balanced options. Outcomes may vary between individual funds. Modelling as at 30 June To learn more about one of the Industry SuperFunds below click on their logo.

    Home Campaigns Compare the Pair. These figures are simply those i have found on the relevant websites. They may be right or they may be wrong — if it is important to you then you should do more research into the relevant fund.

    Like most diversified investments, the returns for all funds in the year to 30th June are negative. This is to be expected. Another point of note — and one that i will admit annoys me immensely, is the large divergence of returns. They really do not exist, and to put the suggestion into the public mind through a massive advertising campaign is, in my opinion, simply wrong.

    Anyway, off my soapbox i go…. It is clear that something is amiss when we have such a large range of returns. The more extreme variances can be explained rather easily. For our purposes, a listed investment is a share or security that is listed on a stock exchange.

    That means the price of the investment will be determined by the last sale. It means that the actual value of the investment may not be truly reflected as the price alters with each sale roughly. Some might sell because they have to and take whatever price is available. Others may set a price limit and wait patiently to see if their preferred price is reached.

    With large companies that are in demand like BHP or Telstra etc there is a high likelihood that on any given day you can sell that share and someone somewhere will buy it.

    Maybe not at the price you want but it will be able to be sold. That is the point of listed markets — they offer a way of buying and selling parts of a business that would otherwise be very difficult to buy or sell as an entire entity after all, who has lots of spare billions to buy BHP?

    It could include commercial properties or industrial or retail etc and it could include operating businesses such as energy companies, water companies, research companies etc. Clearly it is going to be harder to value those businesses — as we do not know their actual MARKET value on any given day because we are not going to sell them. We may have an idea of what we think it is worth but that does not mean that this is the likely market price. A lot of super funds hold unlisted assets in their portfolios.

    There are many reasons, and if a fund can be reasonably certain of its cashflow and of not needing to sell those assets quickly to meet member redemptions, then unlisted assets can be very helpful in a portfolio. In , those unlisted assets appeared to hold up very well when compared to their listed equivalents. However, the primary issue here is a timing difference. Sooner or later the value of a business will be the same whether it is listed or not.

    For example, an electricity transmission business will have a fairly reasonably stable value as its primary business is usually controlled by regulations and the profit is actually built into the price, along with normal capital costs. This can make such a business a very good superannuation asset.

    “Industry Funds” – Compare the pair

    Compare fonts and font pairings on one page quickly. r/SideProject - Pair & Compare: a web application that lets you find the best fonts and. Compare the Market to buy home, van, pet, bike, life or car insurance and get a whole He'll search the market, take exit fees into consideration and will let you . ASIC investigates "misleading" ISF 'compare the pair' campaign of the average industry fund, let alone some particular industry funds, yet the.

    Not all super funds are the same



    Compare fonts and font pairings on one page quickly. r/SideProject - Pair & Compare: a web application that lets you find the best fonts and.


    Compare the Market to buy home, van, pet, bike, life or car insurance and get a whole He'll search the market, take exit fees into consideration and will let you .


    ASIC investigates "misleading" ISF 'compare the pair' campaign of the average industry fund, let alone some particular industry funds, yet the.


    Let's compare the pair – Australia and Singapore. Singapore is geographically the smallest in the world; only spanning a minimal 42 km long.


    Two pairs of observations are said to be concordant when the scores on the two variables are consistently higher or Now let's compare person 2 and person 3.


    where CP=the number ofconcordant pairs of observations DP=the number ofdiscordant pairs of observations Before Now let's compare person2 and person 3.

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